we recommend you have the following information handy :

Borrower

•Social Security Number of borrower and student

•Relationship certification with student

•Financial information, including income, monthly mortgage/rent payments (if applicable)

•Certificates issued by overseas higher education institutions participating with Bank of China

o For freshman: Offer/Acceptance Letter, payment notice

o For current student: student ID, last year tuition payment certificate, valid student visa

•written authorization for Bank of China to obtain your credit report

•If you need guarantee for studying abroad

o Description of the study abroad guarantee or relevant certification materials provided by embassy of the country of study (or related institution in the destination area) or the university

•Permanent address and temporary/in-school address

Cosigners

•Social Security number

•Employment information

•Financial information, including monthly mortgage/rent payments

•Permanent address